Credit Card Application

naderbd asked:


Hi , i have a credit card issued by (Washington Mutual bank) from almost 3 years ago..and i added my wife as an authorized user immidiately after i received the card…after one year Citi bank sent us two new credit cards cause the old one has been expired so i knew that Washington mutual bank credit card belongs to citi bank..the question is , my wife has received an offer from citi bank from one week ago for applying for a credit card with good benefits..so can my wife apply for this card or her application will be denied ? as she has a credit card with citi bank as an authorized user so it will be concidered to have 2 credit cards accounts from the same bank if her request will be accepted (one account as an authorized user in Washigton mutual bank which related to City bank and the second one is the new offer ) ???..

your prompt reply is highly appreciated….

QUINCY

ricky_72749 asked:


Someone referred me to “OPEN Business Network” by American Express, where I wanted to apply for my first business credit card.
The Application was successful, but now in the mail when I got the Gold card, it does not have any ‘spending limit’ and it turned out to be a Charge card and if I decide to activate, I have to pay US$125 per year. Amex Rep says that I can use the card for even 10,000 purchase, but I have to pay the FULL amount back within month.
Which means, I cannot pay minimum etc, like traditional credit cards. My question is that how does this kind of charge cards helps small businesses and for what reason one will go for a charge card with no spending limit, but yet so many restrictions.
Any help will be appreciated.
Thanks,

Ricky

JOSE

College Credit Builder asked:


The San Diego Padres® team logo can now be featured on the Major League Baseball™ Extra Bases™ Credit Card issued by Bank of America.  (www.padrescreditcard.com ).   This rewards credit card is scoring big with avid baseball fans and credit card consumers across the country.  Like many department stores, colleges and airlines have done for decades, Major League Baseball™ teams are now being displayed on consumer credit cards.  These sports oriented rewards credit cards — a great way for fans to express their undying team loyalty –  are proving to be a home run in the credit card industry.

Features offered by the Major League Baseball™ Extra Bases™ Credit Card from Bank of America include:

•           No annual fee.

•           0% introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.

•           Earn 1 point for every net retail dollar spent redeemable for MLB™ autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates.

•           Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.

During a period of economic instability, uncertainty in the stock market, illiquidity in the credit markets and the softening real estate market, one thing remains constant – sports fans are crazy about Major League Baseball.  Historically, baseball has given the public something to believe in and something to hope for, particularly during difficult economic times.   With the MLB™ Extra Bases™ credit card, Padres fans can be reminded of their favorite team every time they take out their wallets.  Real fans carry the card with pride.  Visit www.padrescreditcard.com to complete the credit card application online in a few short minutes.

http://www.articlesbase.com/baseball-articles/san-diego-padres-credit-card-major-league-baseball-extra-bases-mastercard-626568.html



DAMON

manel f asked:


I have about 1200 dollars i owe that was reported to the crdit berau but now i have a bill of 16 thousand i owe to the dentist i am on a financing plan does this mean my credit score will go up and i will recieve credit card application in the mail?

HARLEY

Stan Woods asked:


They dont tell any reasons, yet my colleagues with lesser payscales have already received theirs. Yep, way back in 2004-05 I defaulted in clearing an old outstanding, but I paid off and have letters to prove final settlement. Does this have a bearing on subsequent applications and if yes, then how long will I have to wait?

JONATHAN