Credit Card Application

College Credit Builder asked:


The New York Yankees® team logo can now be featured on the Major League Baseball™ Extra Bases™ Credit Card issued by Bank of America.    (www.yankeescreditcardoffer.com ).   This rewards credit card is scoring big with avid baseball fans and credit card consumers across the country.  Like many department stores, colleges and airlines have done for decades, Major League Baseball™ teams are now being displayed on consumer credit cards.  These sports oriented rewards credit cards — a great way for fans to express their undying team loyalty –  are proving to be a home run in the credit card industry.

Features offered by the Major League Baseball™ Extra Bases™ Credit Card from Bank of America include:

•           No annual fee.

•           0% introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.

•           Earn 1 point for every net retail dollar spent redeemable for MLB™ autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates.

•           Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.

During a period of economic instability, uncertainty in the stock market, illiquidity in the credit markets and the softening real estate market, one thing remains constant – sports fans are crazy about Major League Baseball.  Historically, baseball has given the public something to believe in and something to hope for, particularly during difficult economic times.   With the MLB™ Extra Bases™ credit card, Yankees fans can be reminded of their favorite team every time they take out their wallets.  Real fans carry the card with pride.  Visit www.yankeescreditcardoffer.com to complete the credit card application online in a few short minutes.

http://www.articlesbase.com/baseball-articles/new-york-yankees-credit-card-major-league-baseball-extra-bases-mastercard-626542.html



CARY

Ben Xenoo asked:


Easy approval credit card applications with a bad credit score are still available. There is though good and bad news. Since the credit crunch there is no doubt that obtaining credit is no easy task. However where there is a demand there is always a supplier although this comes at a cost.

If you do have a poor credit score then there are ways to obtain credit. As you are in effect a bad risk you will have to pay a premium compared to those with a good credit score.

Easy approval credit cards for those with bad credit scores are designed so you can rebuild your credit score. In many cases these are secured credit cards, although in some cases unsecured cards are available. In general these types of cards have low credit levels (usually under $500) and additional fees. In time as long as you make payments on time the credit level is raised, usually stages over a couple of years. A word of warning though! If you struggle to make the monthly repayments with these types of card you will damage your credit score even further! Successfully meeting the payments over a couple of years will give your credit score a major boost and after this time you should be able to rebuild your credit score to a decent level.

Many with poor credit scores opt for loans from local money lenders. Although many of these lenders are regulated you will be paying vastly increased interest charges. A sensible approach is to rebuild your finances before even thinking about taking on more credit.

If you simply want a credit or debit card simply to buy bargain good sonline but don’t want the pressure of taking on more credit then consider a prepaid card. These are cards which in many cases you can get for free!  You simply load funds onto the cards enabling you to then use the loaded balance as an actual credit / debit card.



ANTOINE

College Credit Builder asked:


The Los Angeles Dodgers® team logo can now be featured on the Major League Baseball™ Extra Bases™ Credit Card issued by Bank of America.    (www.dodgerscreditcard.com).   This rewards credit card is scoring big with avid baseball fans and credit card consumers across the country.  Like many department stores, colleges and airlines have done for decades, Major League Baseball™ teams are now being displayed on consumer credit cards.  These sports oriented rewards credit cards — a great way for fans to express their undying team loyalty –  are proving to be a home run in the credit card industry.

Features offered by the Major League Baseball™ Extra Bases™ Credit Card from Bank of America include:

•           No annual fee.

•           0% introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.

•           Earn 1 point for every net retail dollar spent redeemable for MLB™ autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates.

•           Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.

During a period of economic instability, uncertainty in the stock market, illiquidity in the credit markets and the softening real estate market, one thing remains constant – sports fans are crazy about Major League Baseball.  Historically, baseball has given the public something to believe in and something to hope for, particularly during difficult economic times.   With the MLB™ Extra Bases™ credit card, Dodgers fans can be reminded of their favorite team every time they take out their wallets.  Real fans carry the card with pride.  Visit www.dodgerscreditcard.com to complete the credit card application online in a few short minutes.

http://www.articlesbase.com/baseball-articles/los-angeles-dodgers-credit-card-major-league-baseball-extra-bases-mastercard-626528.html



ARNULFO

porcelina_68 asked:


I received a pre-approval slip from Target, and I applied for the credit card. After submitting my application, the slip said “requires further processing”, and that they will contact me within 10 days. I just called the phone number for Credit Services to see if I could check the status of the processing, and all they told me was that I would receive a mailed response.

I was under the impression that if you applied from a pro-approval slip, you were guaranteed either a Target Visa card, or a Target Credit Card, as long as you could prove who you are, and could enter into a valid contract. Why the mystery, then?
The pre-approval slip states, “You’ll get an account if you can legally enter into a contract and we can verify your identity when you apply.”

All of you are meaning “pre-qualified”. That is different than pre-approved.

MICAH

Diana asked:


I am currently 25 years old with one major credit card that I have held for nearly 10 years. I carry a few store credit cards as well. I pay all of my credit card bills on time, in full, never carrying any outstanding balances on any cards. All car payments paid on time, no student loans left…I recently checked my credit score for mortgage purposes and it was mid 600s. I was also denied a major credit card application based on my current score. What can I do to improve my FICO score??
I am currently 25 years old with one major credit card that I have held for nearly 10 years. I carry a few store credit cards as well. I pay all of my credit card bills on time, in full, never carrying any outstanding balances on any cards. All car payments paid on time, no student loans left…I recently checked my credit score for mortgage purposes and it was mid 600s. I was also denied a major credit card application based on my current score. What can I do to improve my FICO score??

In reply to comments – score pulled by bank for mortgage purposes, showed scores from all 3 major agencies. Read through the credit report fully, no red flags. I can’t figure out what pushed it down unless perhaps I just haven’t built it up enough?
Also, no changes in my credit limit.

ARNULFO