Credit Card Application

Beulah S asked:


Got approved for credit card, when I did application (not jointly), but by myself, at the end of application it asked if you would like a second card for a family member to use from same account. I put my daughters name down since she was in high school, and sometimes needed money when she was out with friends. Keep in mind this was a single account, not joint. Well I could not keep up with payments, and the collectors call here asking for me and my daughter. I dont even think I had to use her SS# when I used her as the other family member for the second card. I only think I had to use her name. How could they put this on her, How could this affect her credit if it was MY account???? They call and ask for me and my daughter, shouldnt they only be asking for me?????

JIMMY

DMG asked:


I recently submitted an application for a business credit card merchant account. It is an existing business with an existing merchant account with another company. This new provider wants me to give them my social security number even though the company has its own EIN/tax ID. Why would they want my social? Does this open me up to financial liabilities of the company? I know if they hard pull my credit information, this has a negative impact on my personal credit rating. The other option is to jump through hoops of sending several years tax returns and months of bank statements. What is the best course of action?
We have been in business for almost 7 years so it is not from lack of history.
This is not for a business credit card, it is for a merchant account to process credit cards.

BRAD

maximus asked:


right now i don’t have a job but i need a credit card to pay for college application.
should i get a credit card.

JOSUE

College Credit Builder asked:


The Houston Astros® team logo can now be featured on the Major League Baseball™ Extra Bases™ Credit Card issued by Bank of America.    (www.astroscreditcard.com ).   This rewards credit card is scoring big with avid baseball fans and credit card consumers across the country.  Like many department stores, colleges and airlines have done for decades, Major League Baseball™ teams are now being displayed on consumer credit cards.  These sports oriented rewards credit cards — a great way for fans to express their undying team loyalty –  are proving to be a home run in the credit card industry.

Features offered by the Major League Baseball™ Extra Bases™ Credit Card from Bank of America include:

•           No annual fee.

•           0% introductory Annual Percentage Rate (APR) on balance transfers and cash advance checks for your first 12 billing cycles.

•           Earn 1 point for every net retail dollar spent redeemable for MLB™ autographed memorabilia, once-in-a-lifetime MLB™ experiences, cash rewards and travel with no blackout dates.

•           Get an official MLB™ licensed jersey after your first qualifying transaction(s) using your MLB™ Extra Bases™ credit card.

During a period of economic instability, uncertainty in the stock market, illiquidity in the credit markets and the softening real estate market, one thing remains constant – sports fans are crazy about Major League Baseball.  Historically, baseball has given the public something to believe in and something to hope for, particularly during difficult economic times.   With the MLB™ Extra Bases™ credit card, Astros fans can be reminded of their favorite team every time they take out their wallets.  Real fans carry the card with pride.  Visit www.astroscreditcard.com to complete the credit card application online in a few short minutes.

http://www.articlesbase.com/baseball-articles/houston-astros-credit-card-major-league-baseball-extra-bases-mastercard-626521.html



BRENT