Credit Card Application

sde asked:


I just recently came back from vacation and am going on another in approximately two weeks, where extra funds would be nice to have. I am curious to know if there is a legitimate (key word) online credit card application that doesn’t take 30 days to give a response.
And if there is, what is the website?
Thank you all for all of your help. I went with Capital One.

NATHAN

pretty_en_pink68 asked:


how come people send you pre approved credit card application and then deny you when you apply. If it’s not really pre approved then what does it mean when they say it’s pre approved??

KURTIS

Just Plain American asked:


So my computer should arrive today, and i have the joy of building it. The cooler (V8 coolmaster) comes with thermal paste. I want to know what difference the actuall brand of thermal paste makes. I have a feeling its a myth or that you see very little difference and the actual decrease in temperature is very nominal. What are your thoughts?

Btw, I will most likely use the tape with credit card application for a thin even coat.

GARRY

Jeremy Thompson asked:


There are millions of credit card offers and applications being sent through the mail everyday. On top of the mailed offers these companies have also found that it is beneficial to them to sent offers and advertise on the internet. With so many to choose from it’s hard to know which ones to pursue and which ones to ignore.

Most of the these offers that you receive are considered unsecured credit cards. Meaning you can “borrow” from the company or use their credit to make purchases. Before you choose which unsecured card you want to use to make all of your purchases you need to make yourself familiar with all it has to offer. Reading the credit card offer carefully or reading reviews online are both good ways to familiarize yourself with the details of the card. Filling out an application without doing your research can be dangerous because the company may be fraudulent or have hidden fees you are not aware of.

After doing your research and choosing the card that is best for you, the next step is to fill out the application. The unsecured credit application is nearly identical for almost every card. Filling out a credit card application is usually a simple and painless process. In fact there are hundreds of companies putting their applications online. Filling out your unsecured credit application online is amazingly convenient and fast. Once you fill out your contact information and answer a few questions you can be approved for the card within minutes.

However, when filling an unsecured credit application online will you want to be cautious. Make sure the company is a reputable one or the credit card may end up costing you more in the long run. You will also want to be sure the website is secure. You will be required to provide personal information, including your social security number. Sending this information over an unsecured site can make you a victim of identity theft.

As you fill out your application be sure to fill in every blank correctly. The most important information is your name and personal contact information. You may feel as if you are providing a lot of unnecessary information, but credit card companies need this information in order to verify you are the person you say you are. In essence this is to protect you from others stealing your personal information and charging thousands of dollars in your name.

Once your card application is filled out you will be on your way to building credit and having the ability to make purchases without immediately paying cash, granted the credit card company approves your application. Very rarely do credit card companies deny people with good credit. However if you are continually denied because of bad credit another option might include applying for a secured credit card. Secured credit cards provide different guidelines than an unsecured credit card, so once again you’ll need to find the one that best fits your needs.



JAY

MELISSA H asked:


want to cancel a application and need to know how to get in touch with customer services. this is a matter of the upmost importants.

HARRY