Credit Card Application

Question by M.Heff: Credit Card?
I am an 18 year old student looking to establish credit. I know all the responsibilities of having a credit card, im just wondering if it would be acceptable for me to call a credit card company and ask them to give me a credit card.

I can do that, correct?

Best answer:

Answer by Rae*~*Rae
That is acceptable, but it’s easier if you go online and apply for really any type of credit card that you want. Some companies will not want to give you a card unless it is secured if you don’t have any previous credit. You’re best bet it to try a department store first, even though their interest rates are the highest. This way once you get a card and make a purchase, you can pay it off quickly. Keep doing this and your credit will be established. jsut don’t go overboard and end up like the rest of us who are in debt up to our ears.

Give your answer to this question below!

Heading into Holiday Season, Credit Card Rates Rise Again

CLEVELAND, OH (PRWEB) November 22, 2005

With the unofficial holiday shopping season opening Friday, consumer credit card rates rose for the seventh straight week, according to the IndexCreditCards.com weekly Credit Card Monitor.

“Top-level” consumer credit carded averaged a 9.91% Annual Percentage Rate (APR), up from 9.87% last week and 9.51% seven weeks ago. IndexCreditCards.com uses “top-level” to describe Platinum or similarly designated credit cards that generally offer the lowest interest rates to eligible cardholders.

Consumer reward credit cards offered an average 11.23% APR, up from 11.19% last week and 10.75% seven weeks ago.

Student credit card rates increased to an average 14.98%, up from 14.96% last week and 14.72% seven weeks ago.

“While rates are motionless historically low, the cutting is continuing upward,” says Justin McHenry, Research Director for IndexCreditCards.com. “Of course the bad time to glimpse any rate increase is around the holidays, when people are most probable to rotate balances alternatively of forthwith paying for all those gifts.”

Business credit card rates made unfluctuating this week, at a mean 9.99% APR for top-level business cards and a mean 11.74% for business reward cards.

“As always, these averages are based on the lowest rates published by the card issuers,” says McHenry. “If you don’t have excellent credit, add 2% to estimate the rate you would likely receive. If your credit is poor, count on even higher rates.”

Financial institutions represented in the survey include Advanta, American Express, Bank of America, Capital One, Chase, Citi, Discover, MBNA, National City, Providian, Pulaski Bank, U.S. Bank, Wachovia, Wells Fargo and more.

About IndexCreditCards.com

IndexCreditCards.com offers credit card news, research, and peradventure the most comprehensive index of credit cards uncommitted on the Internet today, with a master listing of over 500 credit cards as good as categorized lists based on interest rates, reward programs, business credit cards, student credit cards and credit cards for those with pitiable credit histories.

Credit Card Monitor is a weekly appraising tracking average credit card rates in multiple card categories. Credit Card Monitor information provided in this release may be reproduced free of rushed, provided credit is given to http://www.IndexCreditCards.com.

CONTACT: Justin McHenry, 216.221.0312

WEBSITE: http://www.IndexCreditCards.com

###

©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Credit Card Finder Releases Australian Credit Card Debt Repayment Calculator

A preview of the calculator.

(PRWEB) February 4, 2009

Credit Card Finder, an Australian online credit card comparison and application service, announces the release of its free online calculator designed to help individuals calculate and determine the potential savings of credit card balance transfers and interest repayments. With Credit Card Finder’s credit card calculator, users can make a planned, budgeted strategy on their debt consolidation and credit cards.

“Australians are more and more frequently turning to online, independent parties for financial review,” says Mike Jarocki, webmaster of Credit Card Finder. “With the implementation of Credit Card Finder’s new free tool, it’s easier than ever for users to acted an educated stand on their finances, especially in a contemporary time of economic downturn.”

By inputting a hypothetical balance, interest rate, monthly repayment and length of repayment, users can successfully determine the total interest they’ll have to repay on their credit card. Users can also enter a payment strategy, which creates a comparison of how much money is saved based on whether the highest interest cards or those with the lowest balance are paid off first.

The credit card calculator also gives users the option to download their calculations as a spreadsheet. With the spreadsheet, users can track different credit strategies over time and determine which method is most effective when it comes to balance management.

In addition to its free use by any consumer, Credit Card Finder’s credit card calculator is also free for webmasters to use on their own Web sites, providing credit is given to Credit Card Finder for the usage.

Credit Card Finder’s credit card calculator is available at http://www.creditcardfinder.com.au/credit-card-calculator . For more news from Credit Card Finder, visit the company’s RSS feed.

Contact information:
Mike Jarocki
Credit Card Finder
4 Ridgetop Place Dural
+61411888778
Mike (at) creditcardfinder (dot) com (dot) au

###

©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Find More Credit Card Application Press Releases

Question by Mommy of two beautiful ♂: Please help me, How do I apply credit card?
I want to apply credit card, I never had credit card myself. So how do I apply it? And I do not work since I am stay at home mom of two boys but I do have SSI, Will it going be okay if I apply card no matter what if I don’t work but have SSI?…And which credit card should I apply it?

Best answer:

Answer by kbodle13
As someone who fell into the credit card trap at a young age, trust me when I tell you: SAVE YOURSELF THE TROUBLE AND DON’T GET ONE!

Add your own answer in the comments!

Get a Credit Card at the new ApplyforaCreditCard.com

Philadeplhia, PA (PRWEB) March 1, 2009

Announcing the launch of ApplyforaCreditCard.com, where consumers can shop, compare and apply for a credit card online for free. This new site features a wide range of available credit cards from major US banks and credit card companies. Users can search for a card that fits their financial lifestyle and apply directly and securely online with the issuing bank. ApplyforaCreditCard.com is a safe, secure and FREE site to get a credit card with no hassle and no haggle. The credit card marketplace contains various cards including low interest, balance transfer, airline rewards, charge cards and more.

ApplyforaCreditCard.com allows users to compare rates, rewards for a host of credit cards, and narrow their search to find the credit card that will suit their needs. Students, families, and even those with bad credit, can apply for a credit card online for free at ApplyforaCreditCard.com. The site features cards for people of all walks of life, including:

    Low Interest Credit Cards
    Balance Transfer Credit Cards
    Cash Back Credit Cards
    Airline Miles Credit Cards
    Gas Credit Cards
    Rewards Credit Cards
    Student Credit Cards
    Business Credit Cards
    Fair or Average Credit Cards
    Credit Cards for Bad Credit

Every function and feature of ApplyforaCreditCard.com is free. Visitors can browse their comprehensive resources section to learn the difference between credit cards, rates and rewards, as well as browse their glossary, articles section and industry tips to become an informed and educated consumer. Users can then search for card that will meet their financial needs, narrowing their search via the credit card type, credit card bank, or credit card company.

About ApplyforaCreditCard.com:

ApplyForACreditCard.com is a free online resource that gives consumers with access to a wide range of leading credit cards and offers online. We feature credit cards from all the major US banks and credit card companies, as well as resources such as industry news, consumer tips and an informational articles to equip consumer with vital information.

###

©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.