Credit Card Application

Credit Alert – The right way to shop for a new credit card at Credit Card Zone. Annoucement of new features and services
http://www.creditcardzone.net

(PRWEB) November 13, 2003

Credit Card Zone.net announces new features and service for consumers shopping for a new credit card.

Los Angeles, CA Credit Card Zone.net announced today 10 new features and service to help consumers shop for a new credit card. http://www.creditcardzone.net

Credit Card Zone.net is the best way for consumers and business’s to find the right credit card that is unique to their credit needs.

These new service include, the ability for users to choose from American Express, Visa credit card, MasterCard credit card, and Discover credit Card. From there the user can choose differnet options such as up to 11% Cash back, Reward credit cards, zero % apr, Student Credit cards or Business credit cards giving users a real choice.

Instead of waiting for the offers to be mailed to a potential consumer, the consumer is able to shop around for the right offer, that meets their specific needs.

Credit Card Zone.net has alos launched the Ger in the VIP Zone. User can sign up for offers like Student Cards, Chase Platinum, Blue from American Express, Discover Card 2 Go, Uk Credit Cards and cards for those with bad credit ratings.

Step into the Zone with Credit Card Zone.net. The best way to apply for a new credit card online.

About Credit Card Zone.net –

http://www.creditcardzone.net


Founded in March of 2003, Credit Card Zone.net execs were frustrated that there was not a better way to shop for a credit card. Through focus groups and study Credit Card Zone.net has come up with a comprehensive web site that let users take control of there credit card needs.

More information is available at http://www.creditcardzone.net

This site lists credit cards applied for online including Visa Credit Cards, unsecured credit cards, Mastercard Credit Card, Visa Credit Card, Discover card, Student credit card

©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Related Apply Credit Card Press Releases

With Thirteenth Straight Federal Increase, Credit Card Rates Rise Again

Cleveland, OH (PRWEB) December 22, 2005

On December 13th, the Federal Reserve Board hiked bank lending rates for the 13th straight time, meaning bad luck for credit card holders who carry a balance. This week, average credit card rates rose above 10% for even the most credit-worthy customers, while the overall rate average rose to over 12.5%, according to the IndexCreditCards.com Credit Card Monitor.

Federal lending rates directly impact the rates on variable-rate credit cards, and, over the long term, generally affect the fixed rates that card issuers can offer. Federal lending rates have risen 3.25% since June of 2004 and are at their highest point since May of 2001. Among the card issuers applying quarter-point increases on variable-rate cards this week: American Express, Citibank, National City, U.S. Bank.

The average credit card rate for standard, non-reward credit cards is currently 12.58%. The average rate for consumer credit cards with rewards is 13.64%. For consumers with excellent credit, these averages are 10.07% and 11.38%, respectively. In the last two months, average rates have risen over a quarter-point (.37%) on standard credit cards and over a half-point (.54%) on reward cards.

(Starting this week, IndexCreditCards.com has added the “standard” averages quoted above to the Credit Card Monitor. Previously, only “top level,” or platinum-type cards were used, with the lowest published rates used in calculating averages. This additional statistic should provide a clearer picture of what the “typical” consumer is paying in today’s market.)

“Even customers with the best credit are paying over 10% on average,” says Justin McHenry, Research Director for IndexCreditCards.com. “There are still good credit card deals out there, but it takes more digging to find them than in recent years.”

Other credit card averages:

The average student credit card rate rose to 15.13%, up from 15.03% last week.

Business credit card rates rose to an average 10.58% for standard cards and 12.81% for business reward credit cards.

Financial institutions represented in the survey include Advanta, American Express, Bank of America, Capital One, Chase, Citi, Discover, MBNA, National City, Providian, Pulaski Bank, U.S. Bank, Wachovia, Wells Fargo and more.

About IndexCreditCards.com

IndexCreditCards.com offers credit card news, research, and perhaps the most comprehensive index of credit cards available on the Internet today, with a master listing of over 600 credit cards as well as categorized lists based on interest rates, reward programs, business credit cards, student credit cards and credit cards for those with poor credit histories.

Credit Card Monitor is a weekly survey tracking average credit card rates in multiple card categories. Credit Card Monitor information provided in this release may be reproduced free of charge, provided credit is given to http://www.IndexCreditCards.com.

Contact: Justin McHenry, 216.221.0312

Website: http://www.IndexCreditCards.com

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Question by cassy: How to apply online credit card?
I am very busy person and im lazy or no time to go visit banks and I wanted to apply a credit card is there any easy way to apply credit card tru online?

Best answer:

Answer by joseph f
before you go online to apply for a cerdit card you need to make a lot of research, read their terms and condition b4 you go dfor one, becos you don’t want a cerdit card that will make you to finacially broke.

Know better? Leave your own answer in the comments!

New, Never Before Published ‘Credit Card Strategy’ Section on our Website

Wayne, PA (PRWEB) September 23, 2005

While many credit card companies advertise and highlight key selling points of individual credit cards, most people have more than one credit card. In fact, most people carry more than three credit cards, but are not using their credit cards optimally based on their spending patterns because they get most of their cards from pre-approved mails.

Some credit cards pay better reward points or higher cash rebates if you spend at gas stations, supermarkets and drugstores. Some credit cards let you earn more points when you book an airline ticket. Some credit card companies allow cardholders to have two or more cards, but linked to the same reward program under one’s name. By understanding one’s spending patterns, one can earn more reward points or cash rebates with the right credit card combination.

The “Credit Card Strategy” section was written to help readers select the best credit card combination. This section suggest various ways to combine credit cards. It show readers how to combine reward credit cards to earn more points, how to combine cash rebate credit cards to earn maximum cash rebates, how to combine a personal and small business credit card under one reward program.

You can find out more about these strategies at

http://www.compare-apply-credit-card-online.com/credit-card-strategy.html

http://www.compare-apply-credit-card-online.com is dedicated to providing unbiased credit card reviews for those looking for a credit card. It is one of the very few credit card sites that actually review credit cards. Earlier this year, it published the Editor’s Choice List, which highlights recommendations for the best credit card available in the various categories. By creating a new section on credit card combinations and strategies, this site will help our readers make even better informed credit card decisions.

Nick Lian

http://www.compare-apply-credit-card-online.com


Dedicated to providing unbiased credit card reviews and recommendations.

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Credit Card Rates Up for Sixth Straight Week

Cleveland (PRWEB) November 16, 2005

With several major banks raising rates, credit card financing became more expensive for the sixth straight week, according to the IndexCreditCards.com weekly Credit Card Monitor. American Express and Bank of America were two of the larger issuers applying increases.

“Top-level” consumer credit teased averaged a 9.87% Annual Percentage Rate (APR), up from 9.76% last week and from 9.51% just six weeks ago. (IndexCreditCards.com uses “top-level” to describe Platinum or similarly designated credit cards that generally offer the lowest interest rates to eligible cardholders.)

“Even consumers with outstanding credit will shortly have difficulty getting rates under 10%,” says Justin McHenry, Research Director for IndexCreditCards.com. “There were a lot of hikes this week, including Pulaski Bank increasing the ratting on their popular low interest cards by a full one percent.”

While top-level business credit card rates also increased this week, to a 9.99% average APR, these rates have moved slower, up from 9.87% six weeks ago. “I think consumer credit tease rates will go higher than the rates of business cards soon,” says McHenry. “Business credit cards are more likely to have fixed rates, so the averages gone up more slowly. For small business people who’ve been relying on low-rate personal carding for sure business expenses, it may be time to switch to a business card.”

IndexCreditCards.com’s Credit Card Monitor also tracks the following categories, wholly of which have seen higher averages this week and over the last six weeks:

Consumer reward cards rose to an average 11.19% APR, up from 10.75% six weeks ago. This category has the highest average rate increase over that period.

Business reward credit cards rose to an average 11.74% APR, up from 11.31% six weeks ago.

Student credit card rates increased to 14.96%, up from 14.72% six weeks ago.

“As always, these averages are based on the lowest rates published by the card issuers,” says McHenry. “If you don’t have excellent credit, add 2% to estimate the rate you would likely receive. If your credit is poor, count on even higher rates.”

Financial institutions represented in the survey include Advanta, American Express, Bank of America, Capital One, Chase, Citi, Discover, MBNA, National City, Providian, Pulaski Bank, U.S. Bank, Wachovia, Wells Fargo and more.

About IndexCreditCards.com

IndexCreditCards.com offers impute card news, search, and perhaps the most comprehensive index of credit cards uncommitted on the Internet today, with a master listing of over 500 credit cards as well as categorized lists based on interest ratted, reward programs, business credit cards, student credit cards and credit cards for those with poor credit histories.

Credit Card Monitor is a weekly survey tracking average credit card ratting in multiple card categories. Credit Card Monitor information provided in this release may be reproduced free of charge, supplied credit is given to http://www.IndexCreditCards.com.

CONTACT: Justin McHenry, 216.221.0312, j.mchenry@indexcreditcards.com

WEBSITE: http://www.IndexCreditCards.com

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©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.