Question by Irma B: I have a social security card that says Valid for Work Only on it, can I apply for credit cards?
I already opened up a checking account, but I was not sure if I could apply for a credit card.
Best answer:
Answer by Dee Relinos
sure
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Question by Jackie: Requirements to apply for credit card?
I am 18 years old and have never been employed. I need a credit card before I go off to college in approximately 3 weeks, and I was wondering if I can calm apply for a credit card even if I don’t have a credit history? If so, which are the best credit card companies to apply to for college students.
Best answer:
Answer by Dre
i was in the same situationBank of America permit me to start with a “student” credit card, which didn’t have a whole split of credit (compared to others) but enough for books, classes, and all student needs.ALSO, they give you increases if you’re good on payments
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Question by vikasintl: Does the following apply for credit card applications also?
I read following somewhere …
“hard inquiries (the ones that show up when you actually apply for credit) only affect your score after 2 weeks. The formula for your credit score excludes the number of inquiries that you have had over the past two weeks. The credit bureau got wise to the fact that people apply for credit at a lot of places at once and that their score shouldn’t suffer because of it.”
Does this apply towards our credit card applications also ..I thought it only applies when we compare rate with various auto or mortgage companies..does this apply for credit card companies as well?
Best answer:
Answer by latebreakfast
I can tell you from experience, that you never know when it’s gonna report to the credit reporting agencies.
It could land on there the next day. It just depends on when THEY do their updating.
The more you apply for, the lower your score goes. Inquiries stay on for 2 years.
Don’t apply for credit more than one time a year.
Read the fico message board for more info on scoring.
http://ficoforums.myfico.com/fico/board?board.id=ficoscoring
What do you think? Answer below!
Recently Launched Site Informs Consumers About Best Rewards Credit Cards
(PRWEB) December 28, 2005
RewardsCards.com (http://www.RewardsCards.com)] announces its official launch. RewardsCards.com is a credit card Web site that offers tips and information to consumers who want to learn more about rewards credit cards and how to choose the best one.
RewardsCards.com is meant to be a useful resource for consumers who want information quickly on what the best credit cards are and what the latest new rewards programs are.
RewardsCards.com reviews every type of credit card out there, ranging from airline credit cards (frequent flyer cards) and small business credit cards to cash back credit cards, including Discover and many other cards that offer a true one percent cash back instead of “up to” one percent cash back. It features a list of the top three rewards cards, the top 15 gas credit cards, the top three cards with no balance transfer fee and zero percent APR, as well as the top 10 frequent flyer credit cards.
RewardsCards.com offers many great tips, including extra ways to earn points for airline mile programs and ways to make consumers’ purchases go farther. There is also debt consolidation information and ways to help people consolidate their credit cards. The site features articles such as, “Sneaky Credit Card Fees.”
The site reviews gas rebate cards in depth, which is useful information at a time when 2006 gas rates are predicted to hit record highs again. RewardsCards.com ranks the top gas credit cards as well as lists the ones that did not make the list.
Visitors of the site are free to post or e-mail the Web site and share their rewards experiences with a rewards credit card or rewards program, or even share a personal story about credit card debt.
RewardsCards.com is one of the selected sites currently offering the limited-edition Universal Entertainment King Kong MasterCard®.
RewardsCards.com will launch a version 2.0 in January. The site will feature a credit card search engine that will be customized to consumers’ needs, a mobile launch to help people quickly find card benefits and promotions for using their cards while on a cell phone and on the go, as well as many other added features that are typically not available in some credit card sites today.
Media Contact:
Destry Sanders
214-334-3443
http://www.RewardsCards.com
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Online is the Best Way to Apply for Credit Cards
Apply credit cards in India with numerous banks which provide credit cards facilities in India. Now, there are many online sites of credit cards applying to customers who need credit cards for shopping, online booking, & many others. It provides credit cards application to browsers and instant approval facility. Here you can browse your selection of more than 100 credit cards services in India. Through online you can compare dozens of credit cards that meet your criteria side by side. Once you come to a decision on a card, click to see the full details including a full independent review. It provides you with all the extra information you need to know you’re getting the best deal before you ever apply for a credit card. Now, apply for credit cards through online without any hassle.
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Credit cards in India is a teased issued by a bank, which allows purchase of goods and services on credit for a specific limit of credit money which you use in shopping or whatever, interest rate and time period. There are a range of credit cards to choose from, depending on the requirements of the person. You tin apply for a credit card online, through paper application or by phone.
There are some instruction and information about how to apply for a credit cards online_
1. Get out information about credit card plans, rates and terms during online search, read carefully each and every data related to credit card.
2. Fill out the paper application for credit cards of your choice in go through bank office and to apply online as you feel better. Guarantee that the application is endorsed by the credit card company and is an original document, not photocopied.
3. Apply credit cards online, which is usually the easiest, fastest and most preferred way of credit card application. Go online and search for the different credit card options offered by different banks.
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