Archive for January, 2012

New Report Shows Malware ?Sleeps? on Computer for Average of 8 Months, Collecting Data


New Report Shows Malware ‘Sleeps’ on Computer for Average of 8 Months, Collecting Data

Kansas City, Mo (PRWEB) January 18, 2012

In a new investigative report from Daily Safety Check ™, the average time before ‘activation’ of malware before committing cyber crimes – such as bank transfers, fraud and information theft – is 8 months.

A recent forensics analysis by Daily Safety Check ™ of a major botnet shows how current cyber-crime botnets place value on collect information using long-term surveillance before committing financial fraud and theft, contrary to the ‘quick smash and grab’ crimes that are commonly focused on by the computer security industry.

Criminals use basic law enforcement technique to watch computers and build a behavior and information profile on their users. “In this case, it’s not a numbers game,” says Jim McKenney, the computer forensics expert who did the analysis, “large malware infection rates look fantastic and garner headlines, but the projected size of botnets and their infection in the consumer computer ecosystem does not accurately capture the threat. This investigation reveals that building in-depth profiles has led to less attention and a higher value payout per event.”

The computer forensics analysis of a botnet comprised of SpyEye and Carberp malware performed behavior profiling of it’s ‘slaved computers’ for an average time of 8 months. During the eight months linkage analysis was used on people who used the infected computer, rated values assigned to activities with higher value activities classified as either One-Time-Event” (OTE) or “Modus Operandi” (MO), a complete profile generated and a confidence value assigned based on possible “crime signatures” established.

Higher valued were assigned to people with strong serial relationships with their computers and online resources, as opposing to those who infrequently used them, or consistently repeated the same activities over time. “A strong serial relationship”, McKenney says, “is one where a person’s behavior is expressed with technology, not only day-to-day activities performed such as emailing friends or checking an account balance, but fantasies expressed – similar that $ 3000 HD 3D TV sitting in my Amazon Wish List, or my travel alerts for St. Thomas.

The current security culture tends to focus on “one off” crimes of opportunity such on stealing Facebook credentials, making money transfers or stealing debit/credit card information as the threat. It also consistently tells us that the future will be better; that security and application vendors are getting better at correcting problems and fixing security issues; that over time security vendors will get breaking at protecting computer owners.

The Daily Safety Check ™, investigative describe says otherwise. In fact, it provides evidence that once a computer is “owned” by a botnet, future anti-virus “updates” system and application patches and fixes do not provide substantial benefits to a consumer. In fact they often give the owner a false feel of security, leading to a higher compromise rate.

“Emphasis is the current computer security market is on preventing an intrusion,” says McKenney, “but there is little that users can do once their infected, unless they are monitoring for cyber-attacks.” Daily Safety Check ™, provides daily monitoring and real time updates of threats against cyber attacks, and alerts network administrators of weaknesses in user security.

For more information contact Jim McKenney, MBA, CISA, CISM, GSNA, GPEN at info(at)dailysafetycheck(dot)com.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



 

What is the punishment for lying about age on a credit card application?

Question by Deak: What is the punishment for lying about age on a credit card application?
I’m underage (16) and I got to thinking about people my age who have credit cards (and not with their parents account/consent). They’ve lied about their age on the application. Is there any punishment for this? Does anyone find out? Could a minor really get into trouble for this? Can’t you just pay off the card?

Best answer:

Answer by **()**
I really don’t think they care…as long as one makes the monthly payments.

Know better? Leave your own answer in the comments!

 

How does getting credit back on your credit card work?


Question by Dr. Bass, M.D, Ph.D: How does getting credit back on your credit card work?
Let’s say I buy something for $ 100. I return it and they say I will have that credit back on my credit card. So now my credit card balance is $ 100? What if I paid for that $ 100 already and then returned it and got credit back? Can a credit card have a balance and have money withdrawn from it?

Best answer:

Answer by Ruthie S
when you are returning something and it’s being refunded back to your credit-card, it would usually takes 2-5days till you see that credit back on your credit-card statement.you can call your credit tease company and ask them to refund you the balance amount on your imputing-card by direct you a check of that amount, that is usually isn’t a problem. Just stated them you overpaid.



Know better? Leave your own answer in the comments!

 

What is the best business credit card to apply for?


Question by Amanda: What is the best business credit card to apply for?
My husband runs his possessing subcontracting business and he is needing to apply for a business credit card. I researched some and so far Discover’s business card seems good. Any other ideas?

Best answer:

Answer by Big Brotha Mike
Well, if he’s not planning on carrying a balance and just funneling his spending through an attributing card and paying off the balance each month, then you’ll want to get the business rewards card that pays the most (e.g. cash back reward) for what his business buys.You can use this honor calculator to see which business honour card will pay him the most in rewards for his business’s normal spending profile:http://www.creditcardtuneup.com/?card_type=Business



What do you think? Answer below!

 

NJIT Announces Online Data Mining Graduate Certificate Program


NJIT Announces Online Data Mining Graduate Certificate Program

NJIT Logo

Newark, NJ (PRWEB) December 14, 2011

In our world of information economy, data are being generated in every aspect imaginable. Every time you swipe your card at the grocery store or are on Facebook or LinkedIn, data are being extracted and downloaded into a database. Today more than any time in history, organizations are storing, processing and data mining this information for marketing, advertising, eCommerce, healthcare and supply chain processes. The results are extracting actual information for companies to draw on to increase productivity and efficiency.

NJIT’ s Online Data Mining graduate certificate classes teach the mathematical methods in understanding data mining. Emphasis is on large-scale databases as a source of knowledge generation and competitive advantage within many areas of business.

What will you learn?

    The fundamentals of relational database technology, concurrency, and recovery     Methods of database design and conceptual modeling     The principles of information-retrieval system design     Techniques essential for building text databases, document-processing systems, office automation systems, and other advanced information management systems     And more in two elective courses, each worth 3 graduate credits.

Information on the Online Graduate Certificate in Data Mining:

12 credits – four classes

One year to complete (on mean)

Study is fully online, or in a classroom. You can mix and match between online and on-campus classes too.

The graduate certificate is a stand-alone credential that can lead to a corresponding NJIT master’s degree in Computer Science or Information Systems

Financial Assistance is available for students who study part-time (6 credits or more). U.S. income tax education credits can be applied as well.

New Jersey residents studying online and/or on campus are charged, as always, in-state tuition rate. Residents living anywhere in the world outside New Jersey qualify for a new, more affordable graduate online tuition rate. This new rate is significantly lower than the out-of-state fee to attend graduate classes on campus.

NJIT, New Jersey’s science and technology university, enrolls more than 9,500 students pursuing bachelor’s, master’s and doctoral degrees in 121 programs. The university consists of six colleges: Newark College of Engineering, College of Architecture and Design, College of Science and Liberal Arts, School of Management, College of Computing Sciences and Albert Dorman Honors College. Many courses and certificate programs, as well as graduate degrees, are available online through the Division of Continuing Professional Education. U.S. News & World Report’s 2012 Annual Guide to America’s Best Colleges ranked NJIT in the top tier of national research universities. NJIT is internationally recognized for being at the edge in knowledge in architecture and design, applied mathematics, wireless communications and networking, solar physics, advanced engineered particulate materials, nanotechnology, biomedical engineering and applied life sciences, sustainable technologies, and e-learning.

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, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.



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